Get reimbursed for your policy excess following an incident
"I can’t afford to be out of pocket right now."
Picture this...You’ve had an incident and your car needs some serious repairs. So you make a claim, but you forgot that you have to pay an excess, putting you out of pocket.
This is where Excess Insurance comes in.
This cover reimburses you for that excess amount. You can select from several bands that set the total amount you can claim for during the policy regardless of the number of claims you make.
Let's do an example:
If your total excess is £400 and there’s £1,000 worth of damage to your car, your insurer will pay £600 of the bill but you must find the other £400 and usually before you can get your car back.
By buying Excess Insurance, it means you can get that 400 back.