All car insurance premiums are based on a number of risk factors. One of those is mileage. The more miles you do each year, the more your premium is likely to cost.
So, insurance companies almost always factor it in when assessing risk.
It’s important to get it right because if you say too few miles, you could risk invalidating your insurance. Too many and you could end up paying more than you need to.
So how do you work out your mileage accurately?
If your car has an MOT, they’ll record your mileage at each test. You can check and compare your MOT certificate with last year’s to get an accurate estimate for the year ahead.
Or, if you get a regular service, your mileage between services should also be noted in your service record.
If you don’t have either to hand, don’t worry! We’ve put together this handy annual mileage chart to help you work it out.
And you don’t need to be Carol Vorderman to crunch the numbers! The chart starts with your average daily mileage and totals up from there. Think about your journey to work, any school runs, nipping to the shops or the gym, or weekend driving for fun.
Read More: How to save money when driving!
Average out your driving miles over the week to get an accurate number per day – and hey presto, we’ve done the rest for you…
Use the conversion table to estimate your annual mileage
If you rack up the miles, it might be worth looking into breakdown insurance for peace of mind at home and on the road.
