Third Party Only Car Insurance Explained | Stroll Insurance

Third Party Only Insurance

Car insurance can be confusing, we know. That’s why we’ve created this short guide on the different levels of cover you can choose from - let's take a look at Third Party Only in more detail!

We've got you covered

Whatever level of cover you need, we’ve got you sorted.

Comprehensive
Damage to other people’s cars or property Yes
Injury to other people Yes
Repair or replacement of your car if it is damaged by fire Yes
Repair or replacement if your car is stolen or damaged by theft Yes
Repair or replacement of your car if it is damaged accidentally (even if it was your fault) Yes
Up to £5,000 personal accident cover* Yes
Compensation for any personal belongings stolen or damaged Yes
Windscreen repair Yes
Overnight accommodation or onward travel* Yes
Cover to drive your car in Europe for up to 90 days* Yes
Breakdown recovery No
Replacement keys or locks if your car keys are stolen* Limited
Third Party, Fire & Theft
Damage to other people’s cars or property Yes
Injury to other people Yes
Repair or replacement of your car if it is damaged by fire Yes
Repair or replacement if your car is stolen or damaged by theft Yes
Repair or replacement of your car if it is damaged accidentally (even if it was your fault) No
Up to £5,000 personal accident cover* No
Compensation for any personal belongings stolen or damaged No
Windscreen repair No
Overnight accommodation or onward travel* No
Cover to drive your car in Europe for up to 90 days* No
Breakdown recovery No
Replacement keys or locks if your car keys are stolen* Limited
Third Party Only
Damage to other people’s cars or property Yes
Injury to other people Yes
Repair or replacement of your car if it is damaged by fire No
Repair or replacement if your car is stolen or damaged by theft No
Repair or replacement of your car if it is damaged accidentally (even if it was your fault) No
Up to £5,000 personal accident cover* No
Compensation for any personal belongings stolen or damaged No
Windscreen repair No
Overnight accommodation or onward travel* No
Cover to drive your car in Europe for up to 90 days* No
Breakdown recovery No
Replacement keys or locks if your car keys are stolen* Limited
*Levels of cover may vary depending on insurer. T&C’s Apply.
Damage to other people’s cars or property Yes Yes Yes
Injury to other people Yes Yes Yes
Repair or replacement of your car if it is damaged by fire Yes Yes No
Repair or replacement if your car is stolen or damaged by theft Yes Yes No
Repair or replacement of your car if it is damaged accidentally (even if it was your fault) Yes No No
Up to £5,000 personal accident cover* Yes No No
Compensation for any personal belongings stolen or damaged Yes No No
Windscreen repair Yes No No
Overnight accommodation or onward travel* Yes No No
Cover to drive your car in Europe for up to 90 days* Yes No No
Breakdown recovery No No No
Replacement keys or locks if your car keys are stolen* Limited Limited Limited
*Levels of cover may vary depending on insurer. T&C’s Apply.

Frequently Asked Questions

What’s the difference between third party and comprehensive insurance? Can you drive with only third party insurance? Does third-party insurance cover car theft? How to get third party only car insurance?

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